Pradhan Mantri Awas Yojana subsidy information
Good news for home or flat buyers! Benefit of PM Awas Yojana before 31st March 2021.
The Central Government is waiving interest under the Credit Linked Subsidy Scheme (CLSS) under the PM Awas Yojana. Notably, the government is going to extend the duration of the scheme for one year. The announcement could be made in the budget to be released in February.surely fade away from India in 2020.
Pradhan Mantri Awas Yojana (2020-2021) - PMAY Housing, Pradhan Mantri Awas Yojana (PMAY): Scheme Details|
Finance Minister Nirmala Sitharaman said in a press conference today that the government has decided to extend the duration of the subsidy-linked home loan scheme (Pradhan Mantri Awas Yojana) for one year. The credit linked subsidy scheme was introduced by the government in 2017 and ended in March 2021. Now the date has been extended to March 2021. The benefit of this scheme will be available to people whose annual income is between Rs 6 lakh to Rs 18 lakh.
The scheme has so far benefited 3.3 lakh people. The government hopes that extending the scheme date will benefit more than 2.5 lakh people. The finance minister said this would lead to an investment of about Rs 70,000 crore in the housing sector, which would create employment opportunities as demand for steel, iron and other construction materials would increase.
What is a CLSS scheme?
Through this scheme, the government's efforts are to provide housing to the urban poor. There are two categories of Middle Income Group (MIG) with an annual income of Rs 6-12 lakh. It falls in the MIG-1 category and those whose annual income is between Rs 12-18 lakh are in the MIG-2 category. Under the credit linked subsidy scheme, people of both the categories get interest subsidy. The MIG-1 category can avail interest subsidy on home loans up to Rs 9 lakh. The interest subsidy is 4 per cent. The term of the loan will be up to 20 years.
MIG-2 category
MIG-2 category people can avail interest subsidy on home loans up to Rs 12 lakh. Interest subsidy is 3%. The term of the loan will be up to 20 years. Today, the Finance Minister informed about the second part of the Self-Reliant India Package. This includes all advertisements especially for farmers and migrant laborers. He has announced loans for 50 lakh peddlers. A special credit facility of Rs 5,000 crore has been arranged for them. Initially, the working capital will be around Rs 10,000 which can be used to start a business.
Who is eligible for Pradhan Manti Awas Yojana
How to apply for this PMAY Scheme
How to check your name in PMAY 2019 Beneficiary List
Is Pradhan Mantri Yojana available to existing home loan borrowers? pradhan Mantri Awas yojana eligibility
pradhan Mantri Awas yojana status| Pradhan Mantri Awas yojana sbi| Pradhan Mantri Awas yojana 2019 kudi| Pradhan Mantri Awas Yojana subsidy| Pradhan Mantri Awas Yojana Gramin documents| Pradhan Mantri Awas Yojana In Gujarat| Pradhan Mantri Awas yojana list 2020 Gujarat,
Pradhan Mantri Awas Yojana (Urban)-PMAY (U)
Pradhan Mantri Awas Yojana (Urban) Mission launched on 25th June 2015 which intends to provide housing for all in urban areas by the year 2022. The Mission provides Central Assistance to the implementing agencies through States/Union Territories (UTs) and Central Nodal Agencies (CNAs) for providing houses to all eligible families/ beneficiaries against the validated demand for houses for about 1.12 cr.
READ DETAILS IN GUJARATI
Official Website: Click hare
As per PMAY(U) guidelines, the size of a house for Economically Weaker Section (EWS) could be up to 30 sq. mt. carpet area, however, States/UTs have the flexibility to enhance the size of houses in consultation and approval of the Ministry.
In continuation of this Government’s efforts towards the empowerment of women from EWS and LIG unlike earlier schemes, PMAY (U) has made a mandatory provision for the female head of the family to be the owner or co-owner of the house under this Mission.
Verticals of PMAY (Urban) A basket of options is adopted to ensure inclusion of a greater number of people depending on their income, finance and availability of land through following four options,
Letter from a recognized public authority or government servant checking the credibility of the customer's identity with a photograph.
The scheme is currently till March 31, 2021. If you have not yet taken advantage of PM Awas Yojana, you can come by March 31, 2021. This will benefit the people who are buying a new house or flat the most. They will save millions of rupees in the form of interest.
The scheme will benefit millions of people
Under this scheme, interest subsidy on a home loan is provided to first time home buyers. The subsidy can be up to a maximum of Rs 2.67 lakh. According to sources, the meeting on budget preparation agreed in principle that in view of the area of crisis, it was necessary to extend the duration of the scheme to benefit the younger as well as the real sector. What is PM Housing Scheme?
Notably, the Pradhan Mantri Awas Yojana is a scheme launched by the Government of India to provide affordable housing to people in urban and rural areas. Under it, first time home buyers are given CLSS or credit-linked subsidy. The subsidy can be up to a maximum of Rs 2.67 lakh. This is a scheme sponsored by the Central Government. It can be availed till March 31, 2021. Good news for home or flat buyers this is superb news for them also.
Check your name like this
First go to rhreporting.nic.in/netiay/Benificiary.aspx website. .
If there is a registration number, fill it and click, then the data will come up.
If you do not have a registration number, click on Advanced Search.
Fill out the form. Click Search.
If the name is available in the PMAY Glist, all the relevant details will be seen.
How can I check my PMAY status?
If you are an existing applicant of PMAY and want to track your application status, here's our step-by-step guide.Step 1: Log on to the official website of the PMAY – www.pmaymis.gov.in. ...
Step 3: Select the 'Track Your Assessment' status from the menu.
Subsidy to which class of people in which class
EWS section 6.5 percent subsidy for people with an annual income of up to Rs 3 lakh
LIG 6.5 percent subsidy to people with an annual income of Rs 3 lakh to Rs 6 lakh
Credit link subsidy of up to 4 percent MIG1 to people with an annual income of Rs 6 lakh to Rs 12 lakh
People with an annual income of Rs 12 lakh to Rs 18 lakh get the benefit of subsidy in MIG2 section 3% credit link subsidy.
IMPORTANT LINK::
ગુજરાતીમાં વાંચવા માટે અહી ક્લિક કરો
This will benefit
– There should not be a pucca building. Do not apply under PMAY if already.
– No government housing scheme benefit.
– Aadhar required to apply under Pradhan Mantri Awas Yojana.
No comments:
Post a Comment