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Monday 8 June 2020

Supporting schemes for agriculture and information about farming and personal loan

Supporting schemes for agriculture and information about farming and personal loan

Agri Loan Appraiser produces an advanced credit report in PDF format, complete with loan budget, balance sheet, month-on-month cash flow estimates, analytical, GPS based land measurements, photos of farming activities and collateral details.

This turnkey solution runs alone, but can also interface with most core banking systems. A secure, web-based administration tool allows a bank administrator to purchase licenses and adjust loan terms and conditions, currency, interest rates, and more.

Smartphone Sahay Yojana Gujarat Apply Online

Smartphone Sahay Yojana Gujarat Apply Online  : Gujarat Government is facing various problems like climate, rain and various problems. A new smart phone scheme has been launched for the farmers with the objective of making them aware of this research and adapting to the new technology.  Below is the information of this scheme, document list, where to apply etc.

The Gujarat Government has allotted a mega grant of rs. 100 lakh for this farmer smart phone assistance scheme in the year 2021-22

Scheme NameSmartphone Sahay Yojana GujaratStateGujaratBeneficiariesGujarat FarmersScheme Assistance40% per cent on smartphone purchase or Rs.6000 whichever is lessApply Online Official

Smartphone Sahay Yojana Gujarat Details

Assistance in Seed Village Scheme (100% Centrally Sponsored) - Assistance as per 30% of the value of certified seed required for 50 guntha area should be within the limit of Rs.

Loan Types

Flexi consumer loan - a versatile loan option where you'll avail loans within 10 minutes of app install as direct bank transfer. All you would like is your PAN Card, ID & Address Proof, and you'll avail from 1,000 to 50,000 for a tenure starting from 62 days to six months.

Personal Loan for Salaried - a private loan option where you'll avail amounts from 10,000 to 2 Lakhs as direct bank transfer for a tenure starting from 3 to fifteen months. All you would like is your PAN Card, ID, Address Proof and Salary Proof.

Why iEasyLoan ?

1. iEasyLoan aims to non-public pure online loan with 7 * 24 service
2. Loan service is out there across all India
3. iEasyLoan audits and disburses very quickly, mostly but half-hour
4. Modern information technologies are wont to promote audit ratio
5. it's very easy and straightforward to use loan, just using your mobile and digital profile
6. Regular customers with good credit could have higher limit and lower interest and fee
7. We're listening from you. Your feedback is extremely important to loan products
Important Link

Download/View Official Circular Link 
Apply Online Link (


1. Indian Resident.
2. Above the age of 21 years
3. Source of a monthly income.

Loan Service Characteristics:

1. Easy to Apply: 100% online, and use your phone anytime anywhere
2. Quickly to urge Money: disburse to your checking account in 5 minutes once approved
3. Loan Limit: ₹5,000 ~ ₹ 800,000
4. Interest Rates: minimum APR is 10%, maximum APR is 33% ( Annual Percentage Rate, APR )
5. Tenure: minimum tenure is 3 Months, maximum tenure is 20 Months

Loan Subject and costs Example in detail:

Loan subject and costs of iEasyLoan suits all India regulations on NBFC and therefore the play store policy. for instance , if the loan amount is ₹12,000 with tenure of 91 days, then the loan subject and costs are as follows:

1. Loan principal: 12,000
2. Maximum Interest in total: 12,000 * 33% / 365 * 91 = ₹ 987.3 ( Less interest for users with good credit )
3. Processing Fees: This fee is standard practice across all India financial organization for performing credit checks, checking account validations, auditors hiring, etc. The processing fee is merely charged once with 14% of principal, i.e., 12,000 * 14% =  1680 ( Less or no processing fees is applicable for normal customers with good credit )

information about sbi personal loan app::

State Bank of India offers an exclusive mobile app for patrons to use for a loan for his or her dream homes through their Android smartphones, making it the quickest and therefore the most convenient way of availing home equity credit 

app facilitates::

· Get loan eligibility,
· Customize loan quotes as per individual’s requirement
· Retrieve your loan quote at a later date to finish the appliance process
· Get Instant “Approval-in-Principle”
· Download prefilled form 
· Upload KYC & Income documents
· Schedule appointment with Bank
· Request for “Get a Call Back”
· Track application status
· Notification and alerts for scheduled activities and completed jobs
· Get information regarding product features, document-checklist and rate of interest
· commonly asked Questions
• Get Instant Sanction & disbursement of SBI Tatkal e-Personal Loan.

• Minimum and maximum period for repayment : Minimum 3 months and maximum 60 months
• Maximum Annual Percentage Rate (APR), which generally includes rate of interest plus fees and other costs for a year, or similar other rate calculated consistently with local law: 14.15 %
• A representative example of the entire cost of the loan, including all applicable fees:

4. Late charge: This fee is merely applicable when borrowers repay bill overdue. there's NO late charge once you repay on time or beforehand . This fee is standard practice across all India financial organization . Late charge is 2% of overdue principal. for instance , if you've got ₹1000 overdue of principal, then the late charge is ₹20.

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